First Central Bank has a diverse menu of checking accounts that change often to fit your diverse needs. Use the Quick Reference chart for a comparison of all our accounts. Click on the account name for more in-depth information, and to see how one of our checking accounts can benefit you.

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** Subject to The Overdraft Access Policy, which is not a contract or obligation of the bank to pay overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means when insufficient funds exist in an account, but a method of making decisions on paying and returning these transactions to provide better customer service. Our regular overdraft fee of $25.00 will apply to each item paid under this Policy. Repayment of the overdraft amount is expected immediately. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Please see the Overdraft Access Policy Description available from any branch office. The bank reserves the right to withdraw this service at any time.

For basic checking convenience without a monthly fee, Free Checking is the right account for you. There’s no minimum monthly balance requirement. The CheckPlus card is optional.

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This account is right for you if you want to manage your finance with Intuit’s Quicken or Mircrosoft’s Money financial software.

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If you want to earn interest on your account and plan to keep a higher minimum balance, this is the account for you.

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Looking for immediate liquidity, the power of market rates paid on your balance, and all the convenience of a checking account? Look no further. You can finally start making your money work harder while you manage your wealth more effectively.

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